Retirement Planner
Australian retirement projection with strategy comparison and scenario analysis
1
Personal & Income
2
Assets & Debts
3
Strategy & Assumptions
4
Results
Personal Details
Current Age
Retirement Age
Life Expectancy
Marital Status
Single
Couple
Homeowner (affects pension assets test)
Employment Income
Annual Gross Income
Income Growth %/yr
Employer Super Rate %
Voluntary Super $/yr
Super Fees %/yr
Next: Assets & Debts
Current Balances
Super Accumulation
Super Pension
Cash Savings
Investment Assets
Property Equity
Investment Cost Base
For CGT calculations
Property Cost Base
For CGT calculations
Debts
Mortgage Balance
Mortgage Rate %
Mortgage Years Left
Car Loan Balance
Car Loan Rate %
Car Loan Years
Personal Loan
Rate %
Years
Future One-Time Expenses
+ Add expense
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Next: Strategy
Spending
Current Annual Expenses
Retirement Annual Expenses
In today's dollars
Legacy Goal
Target estate at death
Economic Assumptions
Investment Return %/yr
Inflation %/yr
Cash Interest Rate %
Dividend Yield %
Franked Portion %
Property Growth %/yr
Rental Yield %
Rental Expenses %
Drawdown Strategy
Funding Strategy
Super + Assets (default)
Super Only
Assets First
Strategic Reallocation
Super Pension Start Age
Convert super to pension at retirement
Enforce minimum drawdown rates
Consider property sale for funding
Assess for Age Pension
Monte Carlo Simulation
Enable stochastic simulation
Simulations
Return-Inflation Correlation
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Calculate Retirement
Back to Inputs
Recalculate